2020 Hyundai Kona: Windshield Washer Fluid

 

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Relevant Background: "Windshield washer fluid (also called windshield wiper fluidwiper fluidscreen wash (in the UK), or washer fluid) is a fluid for motor vehicles that is used in cleaning the windshield with the windshield wiper while the vehicle is being driven....Windshield washer fluid is sold in many formulations, some are pre-mixed and others require dilution before use. The most common washer fluid solutions are given labels such as "All-Season", "Bug Remover", or "De-icer", and usually are a combination of solvents with a detergent. Dilution factors will vary depending on season, for example in winter, the dilution factor may be 1:1, whereas during summer the dilution factor may be 1:10. It is sometimes sold as sachet of crystals, which is also diluted with water. Distilled or deionised water is the preferred diluent, since it will not leave trace mineral deposits on the glass....Anti-freeze, or methylated spirits, may be added to a mixture to give the product a lower freezing temperature. Methanol vapor is harmful when breathed in, and methanol poisoning presents a risk of death, severe ocular toxicity, and other severe effects if ingested. As of 9 May 2018, methanol was banned from use in windscreen washing and defrosting products in the European Union.[5] Fluids are now usually based on ethanol, often with small quantities of isopropanol, ethylene glycol, and Butanone..." (Windshield washer fluid - Wikipedia)

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Relevant stats: "Visibility distance is reduced by fog and heavy precipitation, as well as wind-blown snow, dust and smoke. Low visibility conditions cause increased speed variance, which increases crash risk. Each year, over 38,700 vehicle crashes occur in fog. Over 600 people are killed and more than 16,300 people are injured in these crashes annually..." (Low Visibility - FHWA Road Weather Management (dot.gov))

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Relevant Stats:  "Considering all the factors in play, it’s no surprise parking lot accidents happen. Statistics show they are more common than most realize - about 1 in 5 accidents happen in parking lots. Almost all of them are avoidable. While most parking lot accidents are minor and involve low speed impact, they can still result in serious damage and injury. They can also have a big impact on your car insurance. This is a reason why many go unreported and parking lot hit and runs are common... " (Parking Lot Accidents In Ontario | Rules And Who's At-fault (thinkinsure.ca))

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Relevant Stats: "The U.S. Department of Transportation (DOT) said more than 5.8 million vehicle crashes occur each year based on statistics from 2007 to 2016. About 21 percent of those, or just over 1.2 million, involved hazardous weather...." (Weather-Related Vehicle Accidents Far More Deadly Than Tornadoes, Hurricanes, Floods | Weather.com)

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Relevant Stats: " 2017, nearly 30 per cent of collisions reported to the National Collision Database happened on wet, snowy or icy roads. One third happened in January, February, November and December

  • December had the second highest number of total collisions in 2017 with 26,824 incidents. Of those, more than 14,000 resulted in at least one injury
  • Single-vehicle collisions were most common in early winter with November, December and October ranking in the top three in 2017
  • Canadian insurance providers report a 49 per cent increase in collision-related claims in December and January.. " (Just the Facts – Winter driving | Royal Canadian Mounted Police (rcmp-grc.gc.ca))
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Relevant Stats "Traffic Safety Administration studied traffic accidents over a two year period. In a report to Congress, NHTSA  estimated that 262,791 cars involved in accidents had at least one adverse vehicle maintenance issue–from malfunctioning brakes to defective lighting. That makes poor vehicle maintenance roughly as dangerous as driving in the rain (with 204,681 accidents occurring on a rainy day).

You’ll hear news and traffic reporters remind you to be extra-safe while driving in the rain, but they don’t remind you to rotate your tires or check your tail light. Therefore, safe drivers must consider maintenance as an essential piece of safe driving, and remember steps that can minimize your likelihood of being involved in a vehicular accident.

Below are a few preventative measures:

  • Take your vehicle in for regular oil changes, maintenance, and safety checks. Make sure that your local mechanic checks your brakes, tires, belts and hoses.
  • Change your windshield wipers on a regular basis. Worn windshield wipers can impair visibility if they are unable to wipe away rain, sand, dirt or other debris that might obstruct visibility.
  • Don’t drive with burnt out bulbs or broken lights.
  • Rotate your tires on a regular interval, and make sure to replace worn out tires. Under-performing or failing tires may quickly lead to an accident, particularly in bad weather... " (What Caused Your Arizona Car Accident? Was the Other Car Not Road-Worthy? (jkphoenixpersonalinjuryattorney.com))
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Relevant Material: "Most bottles of solvent aimed at cleaning your windshield have printed somewhere on the label the word “antifreeze”. That is because washer solvent must be able to withstand freezing in the winter. That is not because it is a suitable replacement for engine coolant. Do not use washer solvent in your radiator like the fifteen-year-old version of a certain automotive writer did decades ago.

But do not use straight water either. Washer solvent contains chemicals to remove contaminants and prevent streaks on the glass; water does not. And water will freeze when it gets cold. Also, avoid household products as they can also cause streaks, but more importantly, they can damage the paint on your car and introduce noxious vapors into the passenger compartment..." (What If I Add the Wrong Fluids To My Car? | Columbia Auto Care & Car Wash (columbiatireauto.com))

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Relevant Insurance Coverage:

a. Auto Insurance:: all perils, collision, liability, DCPD,, accident benefits, uninsured auto
b.  Travel & health - Collision Waiver for Rental Vehicles
c.  Garage Auto Insurance
d.  Personal and Commercial Liability for injury and property damage
e. Business Liability Coverage like that of taxi drivers, uber driver, rideshare drivers, delivery drivers etc
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Relevant Coverage: 

a) Travel & Health 

b) Auto Insurance 

c) Personal Property Coverage 

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Relevant Insurance Coverage:

a) Auto Insurance: Collision, Comprehensive, Upset, Liability, Uninsured Auto

b) Travel & Health Coverage

c) Personal property Coverage

d) Auto Insurance: OPCF 38 - Agreed limit for automobile Electronic Accessories and Equipment

e) Business liability Coverage like that of a Taxi driver, Uber driver, Travel & Tours, Rideshare driver

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